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Unmarried couples in Switzerland should pay particular attention to financial planning. Learn what to consider regarding AHV, occupational pensions, Pillar 3a and inheritance.

Your Swiss pension statement contains important information about your second pillar. Learn what retirement assets, estimated benefits, and other key figures mean and what you should look out for.

A voluntary pension fund buy-in can help strengthen your retirement savings and reduce pension gaps. Whether it is worthwhile depends on your personal financial situation and retirement goals.

Personal liability and home contents insurance cover different risks. Learn the key differences and why having both policies can provide broader financial protection.

Family legal protection insurance allows several family members to be insured under one policy and can help reduce financial risks in legal disputes.

The Swiss pension fund forms the second pillar of the retirement system and complements the state pension. It provides financial protection for retirement, disability, and death.

Long term saving does not require large amounts of money. Starting early and saving consistently can help build wealth over time through the power of compound growth.

The pension gap describes the difference between your last income and retirement benefits from the Swiss state and occupational pension systems. It often arises due to career breaks, part-time work, or low income and should be addressed early through private retirement planning.

Contributions to Pillar 3a in Switzerland are generally possible as long as you earn AHV/AVS-contributory income. To qualify for a tax deduction, the contribution must be credited to the account by December 31. Understanding the deadlines helps maximize both retirement savings and tax benefits.