.vf-hic-modern {
  --vf-hic-surface: #ffffff;
  --vf-hic-bg-soft: #f7f9f7;
  --vf-hic-text: #24322b;
  --vf-hic-text-soft: #66746d;
  --vf-hic-border: #dfe7e0;
  --vf-hic-border-strong: #ced7cf;
  --vf-hic-primary: #748260;
  --vf-hic-primary-dark: #5f6c4f;
  --vf-hic-primary-soft: #afc295;
  --vf-hic-orange: #f37633;
  --vf-hic-shadow: 0 10px 28px rgba(36, 50, 43, 0.06);
  --vf-hic-radius-xl: 24px;
  --vf-hic-radius-lg: 18px;
  --vf-hic-radius-md: 14px;
  --vf-hic-sticky-width: 270px;
  --vf-hic-card-width: 215px;
  --vf-hic-row-min-height: 56px;
  margin: 24px 0 36px;
  color: var(--vf-hic-text);
}
.vf-hic-modern *, .vf-hic-modern *::before, .vf-hic-modern *::after { box-sizing: border-box; }
.vf-hic-modern img { max-width: 100%; height: auto; display: block; }
.vf-hic-modern a { text-decoration: none !important; }
.vf-hic-intro { margin-bottom: 16px; }
.vf-hic-intro h3 { margin: 0 0 6px; color: #1e2823 !important; font-size: clamp(28px, 3vw, 38px); line-height: 1.05; letter-spacing: -0.03em; }
.vf-hic-intro p { margin: 0; max-width: 760px; color: var(--vf-hic-text-soft) !important; font-size: 15px; line-height: 1.45; }

.vf-hic-filter-panel {
  margin: 0 0 20px;
  padding: 18px;
  border: 1px solid var(--vf-hic-border);
  border-radius: 28px;
  background: linear-gradient(180deg, #ffffff 0%, #fafcfa 100%);
  box-shadow: 0 18px 46px rgba(36, 50, 43, 0.08);
}
.vf-hic-filter-panel__grid {
  display: grid;
  grid-template-columns: minmax(260px, 1.3fr) minmax(150px, 0.72fr) minmax(140px, 0.62fr) minmax(180px, 0.88fr) minmax(180px, 0.72fr);
  gap: 16px;
  align-items: end;
}
.vf-hic-filter-field, .vf-hic-filter-action { min-width: 0; }
.vf-hic-filter-field label {
  display: block;
  margin: 0 0 10px;
  color: #1e2823 !important;
  font-size: 12px;
  line-height: 1.3;
  font-weight: 800;
}
.vf-hic-filter-field input, .vf-hic-filter-field select {
  width: 100%;
  min-height: 52px;
  border: 1px solid var(--vf-hic-border-strong);
  border-radius: 16px;
  padding: 13px 14px;
  background: #fff;
  color: var(--vf-hic-text);
  font: inherit;
  font-size: 14px;
  outline: none;
  box-shadow: 0 6px 18px rgba(36, 50, 43, 0.03);
}
.vf-hic-filter-field input:focus, .vf-hic-filter-field select:focus {
  border-color: var(--vf-hic-primary-soft);
  box-shadow: 0 0 0 4px rgba(116,130,96,0.12), 0 8px 18px rgba(36, 50, 43, 0.06);
}
.vf-hic-segmented {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 8px;
  padding: 6px;
  border: 1px solid var(--vf-hic-border-strong);
  border-radius: 18px;
  background: #f3f6f2;
}
.vf-hic-segment {
  min-height: 44px;
  border: 1px solid transparent;
  border-radius: 12px;
  background: transparent;
  color: var(--vf-hic-primary-dark) !important;
  font: inherit;
  font-size: 14px;
  font-weight: 800;
  cursor: pointer;
  transition: background 0.18s ease, color 0.18s ease, transform 0.16s ease, box-shadow 0.18s ease;
}
.vf-hic-segment:hover { background: rgba(255,255,255,0.75); }
.vf-hic-segment.is-active {
  background: linear-gradient(180deg, #83916c 0%, #748260 100%);
  color: #fff !important;
  box-shadow: 0 10px 22px rgba(116,130,96,0.18);
}
.vf-hic-submit {
  display: inline-flex; align-items: center; justify-content: center; width: 100%; min-height: 52px;
  border: 1px solid rgba(116,130,96,0.22); border-radius: 16px;
  background: linear-gradient(180deg, #83916c 0%, #748260 100%); color: #fff !important;
  font-size: 15px; font-weight: 800; cursor: pointer;
  box-shadow: 0 12px 26px rgba(116,130,96,0.18);
  transition: transform 0.16s ease, box-shadow 0.18s ease, background 0.18s ease, opacity 0.18s ease;
}
.vf-hic-submit:hover { transform: translateY(-1px); background: linear-gradient(180deg, #8c9a75 0%, #7b8966 100%); }
.vf-hic-submit:disabled { opacity: 0.7; cursor: wait; transform: none; }
.vf-hic-location-block { position: relative; }
.vf-hic-location-results {
  position: absolute; z-index: 999; top: calc(100% + 8px); left: 0; right: 0;
  border: 1px solid var(--vf-hic-border); border-radius: 14px; background: #fff; overflow: hidden;
  box-shadow: 0 16px 32px rgba(36,50,43,0.16);
}
.vf-hic-location-results button, .vf-hic-location-empty { display: block; width: 100%; border: 0; background: #fff; color: var(--vf-hic-text); text-align: left; font: inherit; font-size: 14px; padding: 11px 12px; }
.vf-hic-location-results button:hover { background: #f4f7f3; }
.vf-hic-location-empty { color: var(--vf-hic-text-soft); }
.vf-hic-message { margin: 14px 0 16px; border: 1px solid var(--vf-hic-border); border-radius: 16px; background: #fff; color: var(--vf-hic-text-soft); padding: 12px 14px; font-size: 14px; }
.vf-hic-message[data-type="error"] { color: #7a2d2d; background: #fff5f2; border-color: rgba(190,70,45,0.25); }

.vf-hic-compare-toolbar {
  display: grid; grid-template-columns: var(--vf-hic-sticky-width) minmax(0, 1fr); gap: 12px; align-items: start; margin-bottom: 8px;
}
.vf-hic-compare-toolbar__content { min-height: 40px; display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.vf-hic-results-meta { margin: 0; color: var(--vf-hic-text-soft); font-size: 13px; }
.vf-hic-toolbar-actions { display: inline-flex; align-items: center; gap: 8px; flex: 0 0 auto; }
.vf-hic-toggle-more {
  min-height: 38px; padding: 9px 14px; border: 1px solid #d5dfd1; border-radius: 999px;
  background: linear-gradient(180deg, #ffffff 0%, #f2f6f0 100%); color: var(--vf-hic-primary-dark) !important;
  cursor: pointer; font-size: 13px; font-weight: 800; box-shadow: 0 6px 16px rgba(36,50,43,0.05);
}
.vf-hic-toggle-more:hover { background: linear-gradient(180deg, #ffffff 0%, #e8efe5 100%); }
.vf-hic-scroll-nav { display: flex; gap: 8px; }
.vf-hic-scroll-btn {
  width: 38px; height: 38px; border-radius: 999px; border: 1px solid #d5dfd1; background: linear-gradient(180deg, #ffffff 0%, #f2f6f0 100%);
  color: var(--vf-hic-primary-dark) !important; font-size: 18px; line-height: 1; cursor: pointer; box-shadow: 0 6px 16px rgba(36,50,43,0.05);
}
.vf-hic-scroll-btn:hover { background: linear-gradient(180deg, #ffffff 0%, #e8efe5 100%); }

.vf-hic-comparison-shell { display: grid; grid-template-columns: var(--vf-hic-sticky-width) minmax(0, 1fr); gap: 12px; align-items: start; width: 100%; max-width: 100%; }
.vf-hic-sticky-column { position: sticky; top: 96px; z-index: 80; }
.vf-hic-feature-list, .vf-hic-product-card {
  background: #fff; border: 1px solid var(--vf-hic-border); border-radius: var(--vf-hic-radius-xl); box-shadow: var(--vf-hic-shadow); overflow: visible;
}
.vf-hic-feature-row, .vf-hic-data-cell {
  display: flex; align-items: center; gap: 6px; min-height: var(--vf-hic-row-min-height); padding: 13px 14px;
  border-bottom: 1px solid var(--vf-hic-border); font-size: 15px; line-height: 1.35; color: var(--vf-hic-text); background: #fff;
}
.vf-hic-feature-row:first-child, .vf-hic-data-cell:first-child { border-top-left-radius: var(--vf-hic-radius-xl); border-top-right-radius: var(--vf-hic-radius-xl); }
.vf-hic-feature-row:last-child, .vf-hic-data-cell:last-child { border-bottom-left-radius: var(--vf-hic-radius-xl); border-bottom-right-radius: var(--vf-hic-radius-xl); border-bottom: none; }
.vf-hic-feature-row--header, .vf-hic-data-cell--header { min-height: 72px; font-weight: 700; background: #fbfcfb; }
.vf-hic-feature-row--product, .vf-hic-feature-row--price { font-weight: 700; }
.vf-hic-products-area { min-width: 0; max-width: 100%; overflow: hidden; }
.vf-hic-products-track {
  display: flex; gap: 12px; width: 100%; max-width: 100%; overflow-x: auto; overflow-y: visible; padding: 0 8px 0 0;
  scroll-behavior: smooth; scroll-snap-type: x proximity; scrollbar-width: none; -ms-overflow-style: none; cursor: grab; user-select: none;
}
.vf-hic-products-track::-webkit-scrollbar { display: none; }
.vf-hic-products-track.dragging { cursor: grabbing; scroll-behavior: auto; }
.vf-hic-product-card { flex: 0 0 var(--vf-hic-card-width); min-width: var(--vf-hic-card-width); scroll-snap-align: start; transition: transform 0.16s ease, box-shadow 0.16s ease; z-index: 20; }
.vf-hic-product-card:hover { z-index: 50; transform: translateY(-2px); box-shadow: 0 14px 30px rgba(36,50,43,0.09); }
.vf-hic-provider-logo { width: 100%; min-height: 56px; display: flex; align-items: center; justify-content: center; }
.vf-hic-provider-logo img { max-height: 52px; width: auto; object-fit: contain; }
.vf-hic-provider-logo--text { color: var(--vf-hic-primary-dark); font-weight: 800; text-align: center; }
.vf-hic-data-cell { justify-content: center; text-align: center; font-size: 15px; }
.vf-hic-data-cell strong { color: var(--vf-hic-text); font-weight: 700; }
.vf-hic-price { font-size: 18px; font-weight: 800; }
.vf-hic-missing { display: inline-flex; align-items: center; justify-content: center; width: 24px; height: 24px; color: var(--vf-hic-orange); font-size: 24px; line-height: 1; font-weight: 900; }
.vf-hic-benefit-link { color: var(--vf-hic-primary-dark) !important; font-weight: 700; text-decoration: underline !important; text-underline-offset: 2px; }
.vf-hic-cta-button {
  display: inline-flex; align-items: center; justify-content: center; width: 100%; min-height: 44px; padding: 10px 14px; border-radius: 16px; font-size: 14px; font-weight: 700;
}
.vf-hic-cta-button.is-apply {
  background: linear-gradient(180deg, #83916c 0%, #748260 100%); color: #fff !important; border: 1px solid rgba(116,130,96,0.22); box-shadow: 0 10px 22px rgba(116,130,96,0.16);
}
.vf-hic-cta-button.is-apply:hover { background: linear-gradient(180deg, #8c9a75 0%, #7b8966 100%); transform: translateY(-1px); }
.vf-hic-info-icon { position: relative; display: inline-flex; align-items: center; justify-content: center; width: 14px; height: 14px; cursor: help; z-index: 500; }
.vf-hic-info-icon img { width: 14px; height: 14px; object-fit: contain; opacity: 0.72; }
.vf-hic-tooltip {
  position: absolute; left: 50%; bottom: calc(100% + 8px); transform: translateX(-50%); min-width: 220px; max-width: 320px; padding: 10px 12px;
  border-radius: 12px; background: #2c3a33; color: #fff; font-size: 12px; line-height: 1.45; text-align: left; box-shadow: 0 16px 32px rgba(36,50,43,0.24);
  opacity: 0; visibility: hidden; transition: opacity 0.16s ease, visibility 0.16s ease; z-index: 9999;
}
.vf-hic-tooltip::after { content: ""; position: absolute; left: 50%; top: 100%; transform: translateX(-50%); border-width: 6px 6px 0 6px; border-style: solid; border-color: #2c3a33 transparent transparent transparent; }
.vf-hic-info-icon:hover .vf-hic-tooltip, .vf-hic-info-icon:focus-within .vf-hic-tooltip, .vf-hic-info-icon.is-open .vf-hic-tooltip, .vf-hic-tooltip:hover { opacity: 1; visibility: visible; }
.vf-hic-info-icon.vf-tooltip-left .vf-hic-tooltip { left: auto; right: 0; transform: translateX(0); }
.vf-hic-info-icon.vf-tooltip-left .vf-hic-tooltip::after { left: auto; right: 8px; transform: none; }
.vf-hic-info-icon.vf-tooltip-right .vf-hic-tooltip { left: 0; transform: translateX(0); }
.vf-hic-info-icon.vf-tooltip-right .vf-hic-tooltip::after { left: 8px; transform: none; }
.vf-hic-mobile-tooltip {
  position: fixed; left: 50%; top: 50%; transform: translate(-50%, -50%); width: min(280px, calc(100vw - 24px)); padding: 12px 14px; border-radius: 14px; background: #2c3a33;
  color: #fff; font-size: 13px; line-height: 1.45; text-align: left; box-shadow: 0 18px 40px rgba(36,50,43,0.28); z-index: 2147483647; opacity: 0; visibility: hidden; pointer-events: none;
}
.vf-hic-mobile-tooltip.is-visible { opacity: 1; visibility: visible; }

@media (max-width: 1180px) {
  .vf-hic-modern { --vf-hic-sticky-width: 240px; --vf-hic-card-width: 195px; }
  .vf-hic-filter-panel__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .vf-hic-filter-field--coverage, .vf-hic-filter-action { grid-column: 1 / -1; }
}
@media (max-width: 980px) {
  .vf-hic-modern { --vf-hic-sticky-width: 190px; --vf-hic-card-width: 172px; }
  .vf-hic-comparison-shell, .vf-hic-compare-toolbar { grid-template-columns: var(--vf-hic-sticky-width) minmax(0, 1fr); gap: 10px; }
  .vf-hic-provider-logo img { max-height: 44px; }
  .vf-hic-data-cell, .vf-hic-feature-row { font-size: 14px; }
  .vf-hic-compare-toolbar__content { align-items: flex-start; flex-direction: column; }
}
@media (max-width: 767px) {
  .vf-hic-modern { --vf-hic-sticky-width: 152px; --vf-hic-card-width: 165px; --vf-hic-row-min-height: 52px; }
  .vf-hic-filter-panel { padding: 14px; border-radius: 20px; }
  .vf-hic-filter-panel__grid { grid-template-columns: 1fr; gap: 12px; }
  .vf-hic-filter-field--coverage, .vf-hic-filter-action { grid-column: auto; }
  .vf-hic-comparison-shell, .vf-hic-compare-toolbar { grid-template-columns: var(--vf-hic-sticky-width) minmax(0, 1fr); gap: 8px; }
  .vf-hic-sticky-column { position: sticky; left: 0; top: 0; z-index: 8; }
  .vf-hic-feature-row, .vf-hic-data-cell { padding: 10px 10px; font-size: 13px; }
  .vf-hic-provider-logo img { max-height: 38px; }
  .vf-hic-tooltip, .vf-hic-info-icon.vf-tooltip-left .vf-hic-tooltip, .vf-hic-info-icon.vf-tooltip-right .vf-hic-tooltip { display: none !important; }
}


/* v1.0.5: stronger global-theme overrides and cleaner one-block input */
.vf-hic-modern .vf-hic-filter-panel {
  padding: 20px !important;
  border-radius: 24px !important;
  background: #ffffff !important;
  border: 1px solid #dfe7e0 !important;
  box-shadow: 0 14px 38px rgba(36, 50, 43, 0.07) !important;
}

.vf-hic-modern .vf-hic-filter-panel__grid {
  display: grid !important;
  grid-template-columns: minmax(250px, 1.35fr) minmax(150px, .75fr) minmax(130px, .62fr) minmax(180px, .92fr) minmax(170px, .72fr) !important;
  gap: 14px !important;
  align-items: end !important;
}

.vf-hic-modern .vf-hic-filter-field,
.vf-hic-modern .vf-hic-filter-action {
  padding: 0 !important;
  margin: 0 !important;
  border: 0 !important;
  background: transparent !important;
  box-shadow: none !important;
}

.vf-hic-modern .vf-hic-filter-field label {
  display: block !important;
  margin: 0 0 8px !important;
  color: #1e2823 !important;
  font-size: 12px !important;
  line-height: 1.2 !important;
  font-weight: 800 !important;
}

.vf-hic-modern .vf-hic-segmented {
  display: grid !important;
  grid-template-columns: repeat(4, minmax(0, 1fr)) !important;
  gap: 6px !important;
  padding: 6px !important;
  border: 1px solid #d8e2d6 !important;
  border-radius: 16px !important;
  background: #f5f8f4 !important;
}

.vf-hic-modern .vf-hic-segment,
.vf-hic-modern button.vf-hic-segment,
.vf-hic-modern .vf-hic-segmented button {
  appearance: none !important;
  -webkit-appearance: none !important;
  min-height: 42px !important;
  padding: 9px 10px !important;
  border: 1px solid transparent !important;
  border-radius: 12px !important;
  background: transparent !important;
  background-color: transparent !important;
  background-image: none !important;
  color: #5f6c4f !important;
  font: inherit !important;
  font-size: 13px !important;
  font-weight: 800 !important;
  line-height: 1.15 !important;
  box-shadow: none !important;
  text-shadow: none !important;
}

.vf-hic-modern .vf-hic-segment:hover,
.vf-hic-modern button.vf-hic-segment:hover {
  background: rgba(255, 255, 255, 0.9) !important;
  color: #5f6c4f !important;
}

.vf-hic-modern .vf-hic-segment.is-active,
.vf-hic-modern button.vf-hic-segment.is-active {
  background: linear-gradient(180deg, #83916c 0%, #748260 100%) !important;
  background-color: #748260 !important;
  color: #ffffff !important;
  box-shadow: 0 8px 18px rgba(116, 130, 96, 0.16) !important;
}

.vf-hic-modern .vf-hic-filter-field input,
.vf-hic-modern .vf-hic-filter-field select {
  min-height: 56px !important;
  border: 1px solid #d8e2d6 !important;
  border-radius: 16px !important;
  background: #ffffff !important;
  color: #24322b !important;
  font-size: 14px !important;
  box-shadow: 0 8px 20px rgba(36, 50, 43, 0.035) !important;
}

.vf-hic-modern .vf-hic-submit,
.vf-hic-modern button.vf-hic-submit {
  min-height: 56px !important;
  border: 1px solid rgba(116, 130, 96, 0.22) !important;
  border-radius: 16px !important;
  background: linear-gradient(180deg, #83916c 0%, #748260 100%) !important;
  background-color: #748260 !important;
  color: #ffffff !important;
  font-size: 14px !important;
  font-weight: 850 !important;
  box-shadow: 0 11px 24px rgba(116, 130, 96, 0.18) !important;
  text-shadow: none !important;
}

.vf-hic-modern .vf-hic-submit:hover,
.vf-hic-modern button.vf-hic-submit:hover {
  background: linear-gradient(180deg, #8b9874 0%, #7a8766 100%) !important;
  background-color: #7a8766 !important;
}

.vf-hic-modern .vf-hic-toggle-more {
  display: none !important;
}

.vf-hic-modern .vf-hic-feature-row,
.vf-hic-modern .vf-hic-data-cell {
  border-bottom: 1px solid #dfe7e0 !important;
  min-height: 58px !important;
}

.vf-hic-modern .vf-hic-feature-row:last-child,
.vf-hic-modern .vf-hic-data-cell:last-child {
  border-bottom: 0 !important;
}

.vf-hic-modern .vf-hic-missing {
  color: #f37633 !important;
  font-size: 25px !important;
  font-weight: 900 !important;
}

@media (max-width: 1180px) {
  .vf-hic-modern .vf-hic-filter-panel__grid {
    grid-template-columns: 1fr 1fr !important;
  }
  .vf-hic-modern .vf-hic-filter-field--coverage,
  .vf-hic-modern .vf-hic-filter-action {
    grid-column: 1 / -1 !important;
  }
  .vf-hic-modern .vf-hic-segmented {
    grid-template-columns: repeat(4, minmax(0, 1fr)) !important;
  }
}

@media (max-width: 767px) {
  .vf-hic-modern .vf-hic-filter-panel__grid {
    grid-template-columns: 1fr !important;
  }
  .vf-hic-modern .vf-hic-segmented {
    grid-template-columns: repeat(2, minmax(0, 1fr)) !important;
  }
}


/* v1.0.6: mehr Luft bei Deckungsoptionen, Geschlecht/Jahrgang kompakter */
.vf-hic-modern .vf-hic-filter-panel__grid {
  grid-template-columns: minmax(360px, 1.7fr) minmax(118px, 0.55fr) minmax(115px, 0.52fr) minmax(190px, 0.9fr) minmax(170px, 0.72fr) !important;
  gap: 14px !important;
}

.vf-hic-modern .vf-hic-segmented {
  gap: 10px !important;
  padding: 7px !important;
}

.vf-hic-modern .vf-hic-segment,
.vf-hic-modern button.vf-hic-segment,
.vf-hic-modern .vf-hic-segmented button {
  padding-left: 14px !important;
  padding-right: 14px !important;
}

.vf-hic-modern .vf-hic-filter-field select,
.vf-hic-modern .vf-hic-filter-field input {
  padding-left: 12px !important;
  padding-right: 12px !important;
}

@media (max-width: 1180px) {
  .vf-hic-modern .vf-hic-filter-panel__grid {
    grid-template-columns: 1fr 1fr !important;
  }

  .vf-hic-modern .vf-hic-filter-field--coverage,
  .vf-hic-modern .vf-hic-filter-action {
    grid-column: 1 / -1 !important;
  }

  .vf-hic-modern .vf-hic-segmented {
    gap: 8px !important;
  }
}

@media (max-width: 767px) {
  .vf-hic-modern .vf-hic-filter-panel__grid {
    grid-template-columns: 1fr !important;
  }

  .vf-hic-modern .vf-hic-segmented {
    grid-template-columns: repeat(2, minmax(0, 1fr)) !important;
    gap: 8px !important;
  }
}


/* v1.0.7 mobile comparison refinements and cost-sharing formatting */
.vf-hic-modern .vf-hic-cost-none {
  color: var(--vf-hic-text) !important;
  font-weight: 700 !important;
}

.vf-hic-modern .vf-hic-cost-stack {
  display: flex !important;
  flex-direction: column !important;
  gap: 5px !important;
  width: 100% !important;
  text-align: center !important;
}

.vf-hic-modern .vf-hic-cost-line {
  display: block !important;
  width: 100% !important;
}

.vf-hic-modern .vf-hic-cost-line strong {
  font-weight: 900 !important;
  color: var(--vf-hic-text) !important;
}

@media (max-width: 767px) {
  .vf-hic-modern {
    --vf-hic-sticky-width: 128px !important;
    --vf-hic-card-width: 142px !important;
    --vf-hic-row-min-height: 42px !important;
    margin: 12px 0 24px !important;
  }

  .vf-hic-modern .vf-hic-intro {
    display: none !important;
  }

  .vf-hic-modern .vf-hic-filter-panel {
    padding: 12px !important;
    margin-bottom: 14px !important;
    border-radius: 18px !important;
  }

  .vf-hic-modern .vf-hic-filter-panel__grid {
    grid-template-columns: 1fr !important;
    gap: 10px !important;
  }

  .vf-hic-modern .vf-hic-filter-field label {
    margin-bottom: 6px !important;
    font-size: 10px !important;
    line-height: 1.1 !important;
  }

  .vf-hic-modern .vf-hic-segmented {
    grid-template-columns: repeat(2, minmax(0, 1fr)) !important;
    gap: 6px !important;
    padding: 5px !important;
    border-radius: 13px !important;
  }

  .vf-hic-modern .vf-hic-segment,
  .vf-hic-modern button.vf-hic-segment,
  .vf-hic-modern .vf-hic-segmented button {
    min-height: 32px !important;
    padding: 5px 6px !important;
    font-size: 10px !important;
    line-height: 1 !important;
    border-radius: 9px !important;
    box-shadow: none !important;
  }

  .vf-hic-modern .vf-hic-filter-field input,
  .vf-hic-modern .vf-hic-filter-field select {
    min-height: 42px !important;
    padding: 9px 10px !important;
    border-radius: 12px !important;
    font-size: 12px !important;
  }

  .vf-hic-modern .vf-hic-submit,
  .vf-hic-modern button.vf-hic-submit {
    min-height: 42px !important;
    border-radius: 12px !important;
    font-size: 12px !important;
    box-shadow: 0 8px 16px rgba(116, 130, 96, 0.14) !important;
  }

  .vf-hic-modern .vf-hic-compare-toolbar {
    grid-template-columns: var(--vf-hic-sticky-width) minmax(0, 1fr) !important;
    gap: 7px !important;
    margin-bottom: 6px !important;
  }

  .vf-hic-modern .vf-hic-compare-toolbar__content {
    min-height: 30px !important;
    display: flex !important;
    justify-content: flex-end !important;
    align-items: center !important;
    flex-direction: row !important;
  }

  .vf-hic-modern .vf-hic-results-meta {
    display: none !important;
  }

  .vf-hic-modern .vf-hic-scroll-btn {
    width: 30px !important;
    height: 30px !important;
    font-size: 15px !important;
    box-shadow: none !important;
  }

  .vf-hic-modern .vf-hic-comparison-shell {
    grid-template-columns: var(--vf-hic-sticky-width) minmax(0, 1fr) !important;
    gap: 7px !important;
  }

  .vf-hic-modern .vf-hic-feature-row,
  .vf-hic-modern .vf-hic-data-cell {
    min-height: var(--vf-hic-row-min-height) !important;
    padding: 7px 7px !important;
    font-size: 10.5px !important;
    line-height: 1.2 !important;
    gap: 4px !important;
  }

  .vf-hic-modern .vf-hic-feature-row span {
    font-size: 10.5px !important;
    line-height: 1.2 !important;
  }

  .vf-hic-modern .vf-hic-feature-row--header,
  .vf-hic-modern .vf-hic-data-cell--header {
    min-height: 52px !important;
  }

  .vf-hic-modern .vf-hic-provider-logo {
    min-height: 38px !important;
  }

  .vf-hic-modern .vf-hic-provider-logo img {
    max-height: 30px !important;
    max-width: 96px !important;
  }

  .vf-hic-modern .vf-hic-product-card {
    flex: 0 0 var(--vf-hic-card-width) !important;
    min-width: var(--vf-hic-card-width) !important;
    border-radius: 16px !important;
  }

  .vf-hic-modern .vf-hic-feature-list {
    border-radius: 16px !important;
  }

  .vf-hic-modern .vf-hic-products-track {
    gap: 8px !important;
    padding-right: 8px !important;
  }

  .vf-hic-modern .vf-hic-data-cell strong,
  .vf-hic-modern .vf-hic-data-cell span,
  .vf-hic-modern .vf-hic-benefit-link,
  .vf-hic-modern .vf-hic-cost-none,
  .vf-hic-modern .vf-hic-cost-line {
    font-size: 10.5px !important;
    line-height: 1.18 !important;
  }

  .vf-hic-modern .vf-hic-price {
    font-size: 12px !important;
    line-height: 1.1 !important;
  }

  .vf-hic-modern .vf-hic-cta-button {
    min-height: 32px !important;
    padding: 6px 8px !important;
    border-radius: 11px !important;
    font-size: 10.5px !important;
    line-height: 1 !important;
  }

  .vf-hic-modern .vf-hic-missing {
    width: 18px !important;
    height: 18px !important;
    font-size: 18px !important;
  }

  .vf-hic-modern .vf-hic-info-icon,
  .vf-hic-modern .vf-hic-info-icon img {
    width: 11px !important;
    height: 11px !important;
  }

  .vf-hic-modern .vf-hic-sticky-column {
    position: sticky !important;
    left: 0 !important;
    top: 0 !important;
    z-index: 80 !important;
  }
}


/* v1.0.9: Mobile Product Cards im Stil des Investment Compare und kein iOS-Zoom bei Eingaben */
.vf-hic-modern .vf-hic-mobile-cards {
  display: none;
}

.vf-hic-modern .vf-hic-cost-sharing {
  display: inline-block;
  line-height: 1.45;
}

.vf-hic-modern .vf-hic-cost-sharing strong {
  font-weight: 900;
  color: #1e2823;
}

@media (max-width: 767px) {
  .vf-hic-modern .vf-hic-intro {
    display: none !important;
  }

  .vf-hic-modern .vf-hic-filter-field input,
  .vf-hic-modern .vf-hic-filter-field select,
  .vf-hic-modern input,
  .vf-hic-modern select,
  .vf-hic-modern textarea {
    font-size: 16px !important;
  }

  .vf-hic-modern .vf-hic-compare-toolbar,
  .vf-hic-modern .vf-hic-comparison-shell {
    display: none !important;
  }

  .vf-hic-modern .vf-hic-mobile-cards {
    display: grid !important;
    gap: 12px !important;
    margin-top: 12px !important;
  }

  .vf-hic-modern .vf-hic-mobile-card {
    display: grid !important;
    gap: 10px !important;
    padding: 12px !important;
    border: 1px solid #dfe7e0 !important;
    border-radius: 18px !important;
    background: #fff !important;
    box-shadow: 0 8px 22px rgba(36, 50, 43, 0.055) !important;
  }

  .vf-hic-modern .vf-hic-mobile-card-head {
    display: grid !important;
    grid-template-columns: 72px minmax(0, 1fr) !important;
    gap: 10px !important;
    align-items: center !important;
    padding-bottom: 8px !important;
    border-bottom: 1px solid #edf2ee !important;
  }

  .vf-hic-modern .vf-hic-mobile-card .vf-hic-provider-logo {
    min-height: 34px !important;
    width: 72px !important;
    justify-content: flex-start !important;
  }

  .vf-hic-modern .vf-hic-mobile-card .vf-hic-provider-logo img {
    max-width: 70px !important;
    max-height: 32px !important;
    object-fit: contain !important;
  }

  .vf-hic-modern .vf-hic-mobile-card .vf-hic-provider-logo--text {
    font-size: 11px !important;
    line-height: 1.2 !important;
  }

  .vf-hic-modern .vf-hic-mobile-card-title {
    color: #1e2823 !important;
    font-size: 12px !important;
    line-height: 1.25 !important;
    font-weight: 900 !important;
  }

  .vf-hic-modern .vf-hic-mobile-card-rows {
    display: grid !important;
    gap: 0 !important;
  }

  .vf-hic-modern .vf-hic-mobile-row {
    display: grid !important;
    grid-template-columns: 42% minmax(0, 1fr) !important;
    gap: 9px !important;
    align-items: start !important;
    padding: 8px 0 !important;
    border-bottom: 1px solid #edf2ee !important;
  }

  .vf-hic-modern .vf-hic-mobile-row:last-child {
    border-bottom: 0 !important;
  }

  .vf-hic-modern .vf-hic-mobile-row > span {
    color: #66746d !important;
    font-size: 10px !important;
    line-height: 1.25 !important;
    font-weight: 800 !important;
  }

  .vf-hic-modern .vf-hic-mobile-row > strong {
    color: #24322b !important;
    font-size: 10.5px !important;
    line-height: 1.35 !important;
    font-weight: 700 !important;
    text-align: right !important;
  }

  .vf-hic-modern .vf-hic-mobile-row--premium > strong {
    font-size: 13px !important;
    font-weight: 900 !important;
  }

  .vf-hic-modern .vf-hic-mobile-card .vf-hic-info-icon {
    width: 12px !important;
    height: 12px !important;
    margin-left: 3px !important;
  }

  .vf-hic-modern .vf-hic-mobile-card .vf-hic-info-icon img {
    width: 12px !important;
    height: 12px !important;
  }

  .vf-hic-modern .vf-hic-mobile-card .vf-hic-missing {
    width: 16px !important;
    height: 16px !important;
    font-size: 18px !important;
    margin-left: auto !important;
  }

  .vf-hic-modern .vf-hic-mobile-apply {
    min-height: 38px !important;
    border-radius: 14px !important;
    font-size: 12px !important;
    margin-top: 2px !important;
  }

  .vf-hic-modern .vf-hic-cost-sharing {
    font-size: inherit !important;
  }
}


/* v1.1.0: harte Mobile-Overrides, damit keine Desktop-Tabelle auf Mobile erscheint und iOS nicht reinzoomt */
.vf-hic-modern .vf-hic-mobile-cards {
  display: none;
}

@media (max-width: 980px) {
  .vf-hic-modern .vf-hic-intro {
    display: none !important;
  }

  .vf-hic-modern .vf-hic-compare-toolbar,
  .vf-hic-modern .vf-hic-comparison-shell,
  .vf-hic-modern .vf-hic-sticky-column,
  .vf-hic-modern .vf-hic-products-area,
  .vf-hic-modern .vf-hic-products-track {
    display: none !important;
    visibility: hidden !important;
    height: 0 !important;
    overflow: hidden !important;
  }

  .vf-hic-modern .vf-hic-mobile-cards {
    display: grid !important;
    visibility: visible !important;
    gap: 12px !important;
    margin-top: 12px !important;
    height: auto !important;
  }

  .vf-hic-modern .vf-hic-filter-field input,
  .vf-hic-modern .vf-hic-filter-field select,
  .vf-hic-modern input,
  .vf-hic-modern select,
  .vf-hic-modern textarea {
    font-size: 16px !important;
    line-height: 1.25 !important;
    transform: translateZ(0);
  }

  .vf-hic-modern .vf-hic-mobile-card {
    display: grid !important;
    gap: 10px !important;
    padding: 12px !important;
    border: 1px solid #dfe7e0 !important;
    border-radius: 18px !important;
    background: #fff !important;
    box-shadow: 0 8px 22px rgba(36, 50, 43, 0.055) !important;
    width: 100% !important;
    max-width: 100% !important;
  }

  .vf-hic-modern .vf-hic-mobile-card-head {
    display: grid !important;
    grid-template-columns: 74px minmax(0, 1fr) !important;
    gap: 10px !important;
    align-items: center !important;
    padding-bottom: 8px !important;
    border-bottom: 1px solid #edf2ee !important;
  }

  .vf-hic-modern .vf-hic-mobile-card .vf-hic-provider-logo {
    min-height: 34px !important;
    width: 74px !important;
    justify-content: flex-start !important;
  }

  .vf-hic-modern .vf-hic-mobile-card .vf-hic-provider-logo img {
    max-width: 72px !important;
    max-height: 32px !important;
    object-fit: contain !important;
  }

  .vf-hic-modern .vf-hic-mobile-card .vf-hic-provider-logo--text {
    font-size: 11px !important;
    line-height: 1.2 !important;
  }

  .vf-hic-modern .vf-hic-mobile-card-title {
    color: #1e2823 !important;
    font-size: 12px !important;
    line-height: 1.25 !important;
    font-weight: 900 !important;
    word-break: normal !important;
  }

  .vf-hic-modern .vf-hic-mobile-card-rows {
    display: grid !important;
    gap: 0 !important;
  }

  .vf-hic-modern .vf-hic-mobile-row {
    display: grid !important;
    grid-template-columns: 43% minmax(0, 1fr) !important;
    gap: 9px !important;
    align-items: start !important;
    padding: 8px 0 !important;
    border-bottom: 1px solid #edf2ee !important;
  }

  .vf-hic-modern .vf-hic-mobile-row:last-child {
    border-bottom: 0 !important;
  }

  .vf-hic-modern .vf-hic-mobile-row > span {
    color: #66746d !important;
    font-size: 10px !important;
    line-height: 1.25 !important;
    font-weight: 800 !important;
  }

  .vf-hic-modern .vf-hic-mobile-row > strong {
    color: #24322b !important;
    font-size: 10.5px !important;
    line-height: 1.35 !important;
    font-weight: 700 !important;
    text-align: right !important;
    min-width: 0 !important;
    overflow-wrap: anywhere !important;
  }

  .vf-hic-modern .vf-hic-mobile-row--premium > strong {
    font-size: 13px !important;
    font-weight: 900 !important;
  }

  .vf-hic-modern .vf-hic-mobile-card .vf-hic-info-icon {
    width: 12px !important;
    height: 12px !important;
    margin-left: 3px !important;
  }

  .vf-hic-modern .vf-hic-mobile-card .vf-hic-info-icon img {
    width: 12px !important;
    height: 12px !important;
  }

  .vf-hic-modern .vf-hic-mobile-card .vf-hic-missing {
    width: 16px !important;
    height: 16px !important;
    font-size: 18px !important;
    margin-left: auto !important;
  }

  .vf-hic-modern .vf-hic-mobile-apply {
    min-height: 38px !important;
    border-radius: 14px !important;
    font-size: 12px !important;
    margin-top: 2px !important;
  }

  .vf-hic-modern .vf-hic-cost-sharing {
    display: inline-block !important;
    font-size: inherit !important;
    line-height: 1.4 !important;
  }

  .vf-hic-modern .vf-hic-cost-sharing strong {
    font-weight: 900 !important;
  }
}

/* v1.1.1: Mobile wie Investment-Compare, horizontale Produktkarten mit linker Leistungs-Spalte */
.vf-hic-modern .vf-hic-mobile-cards{display:none!important}
@media(max-width:767px){
.vf-hic-modern{--vf-hic-sticky-width:152px!important;--vf-hic-card-width:170px!important;--vf-hic-row-min-height:52px!important;--vf-hic-row-padding-y:10px!important;--vf-hic-row-padding-x:10px!important;margin:12px 0 22px!important}
.vf-hic-modern .vf-hic-intro{display:none!important}
.vf-hic-modern .vf-hic-filter-panel{padding:12px!important;border-radius:18px!important;margin-bottom:12px!important}
.vf-hic-modern .vf-hic-filter-panel__grid{grid-template-columns:1fr!important;gap:10px!important}
.vf-hic-modern .vf-hic-segmented{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:6px!important;padding:6px!important}
.vf-hic-modern .vf-hic-segment,.vf-hic-modern button.vf-hic-segment,.vf-hic-modern .vf-hic-segmented button{min-height:34px!important;padding:6px 8px!important;font-size:12px!important;border-radius:10px!important}
.vf-hic-modern .vf-hic-filter-field label{margin-bottom:6px!important;font-size:11px!important}
.vf-hic-modern .vf-hic-filter-field input,.vf-hic-modern .vf-hic-filter-field select,.vf-hic-modern input,.vf-hic-modern select,.vf-hic-modern textarea{min-height:46px!important;font-size:16px!important;line-height:1.25!important;border-radius:14px!important;-webkit-text-size-adjust:100%!important}
.vf-hic-modern .vf-hic-submit,.vf-hic-modern button.vf-hic-submit{min-height:46px!important;font-size:13px!important;border-radius:14px!important}
.vf-hic-modern .vf-hic-results{display:block!important;margin-top:10px!important}
.vf-hic-modern .vf-hic-compare-toolbar{display:grid!important;visibility:visible!important;height:auto!important;overflow:visible!important;grid-template-columns:var(--vf-hic-sticky-width) minmax(0,1fr)!important;gap:8px!important;margin-bottom:8px!important}
.vf-hic-modern .vf-hic-compare-toolbar__content{display:flex!important;flex-direction:row!important;justify-content:flex-end!important;align-items:center!important;min-height:36px!important}
.vf-hic-modern .vf-hic-results-meta{display:none!important}
.vf-hic-modern .vf-hic-toolbar-actions{display:flex!important;gap:6px!important}
.vf-hic-modern .vf-hic-scroll-nav{display:flex!important;gap:6px!important}
.vf-hic-modern .vf-hic-scroll-btn{width:34px!important;height:34px!important;font-size:17px!important}
.vf-hic-modern .vf-hic-comparison-shell{display:grid!important;visibility:visible!important;height:auto!important;overflow:visible!important;grid-template-columns:var(--vf-hic-sticky-width) minmax(0,1fr)!important;gap:8px!important;align-items:start!important;width:100%!important;max-width:100%!important}
.vf-hic-modern .vf-hic-sticky-column{display:block!important;visibility:visible!important;height:auto!important;overflow:visible!important;position:sticky!important;left:0!important;top:0!important;z-index:80!important;width:var(--vf-hic-sticky-width)!important;min-width:var(--vf-hic-sticky-width)!important}
.vf-hic-modern .vf-hic-feature-list{display:block!important;width:100%!important;border-radius:18px!important;overflow:hidden!important;box-shadow:0 8px 20px rgba(36,50,43,.06)!important}
.vf-hic-modern .vf-hic-products-area{display:block!important;visibility:visible!important;height:auto!important;overflow:hidden!important;min-width:0!important;max-width:100%!important}
.vf-hic-modern .vf-hic-products-track{display:flex!important;visibility:visible!important;height:auto!important;overflow-x:auto!important;overflow-y:visible!important;gap:8px!important;padding:0 8px 0 0!important;scroll-snap-type:x proximity!important;scrollbar-width:none!important;-ms-overflow-style:none!important;-webkit-overflow-scrolling:touch!important;touch-action:pan-x!important}
.vf-hic-modern .vf-hic-products-track::-webkit-scrollbar{display:none!important}
.vf-hic-modern .vf-hic-product-card{display:block!important;visibility:visible!important;height:auto!important;flex:0 0 var(--vf-hic-card-width)!important;min-width:var(--vf-hic-card-width)!important;max-width:var(--vf-hic-card-width)!important;border-radius:18px!important;overflow:visible!important;scroll-snap-align:start!important;box-shadow:0 8px 20px rgba(36,50,43,.06)!important}
.vf-hic-modern .vf-hic-feature-row,.vf-hic-modern .vf-hic-data-cell{display:flex!important;align-items:center!important;justify-content:center!important;min-height:var(--vf-hic-row-min-height)!important;padding:var(--vf-hic-row-padding-y) var(--vf-hic-row-padding-x)!important;font-size:13px!important;line-height:1.3!important;border-bottom:1px solid #dfe7e0!important;background:#fff!important}
.vf-hic-modern .vf-hic-feature-row{justify-content:flex-start!important;text-align:left!important;font-size:12px!important;font-weight:700!important}
.vf-hic-modern .vf-hic-feature-row--header,.vf-hic-modern .vf-hic-data-cell--header{min-height:64px!important;background:#fafbfd!important}
.vf-hic-modern .vf-hic-data-cell{text-align:center!important;color:#24322b!important;font-size:12px!important;word-break:normal!important;overflow-wrap:anywhere!important}
.vf-hic-modern .vf-hic-data-cell strong{font-size:12px!important;line-height:1.25!important;font-weight:800!important}
.vf-hic-modern .vf-hic-data-cell--productname strong{font-size:13px!important;line-height:1.25!important}
.vf-hic-modern .vf-hic-price{font-size:13px!important;font-weight:900!important}
.vf-hic-modern .vf-hic-provider-logo{min-height:42px!important;width:100%!important}
.vf-hic-modern .vf-hic-provider-logo img{max-height:36px!important;max-width:120px!important;object-fit:contain!important}
.vf-hic-modern .vf-hic-provider-logo--text{font-size:12px!important;line-height:1.2!important;font-weight:800!important}
.vf-hic-modern .vf-hic-benefit-link{font-size:12px!important;line-height:1.25!important}
.vf-hic-modern .vf-hic-cost-sharing{display:inline-block!important;font-size:11px!important;line-height:1.35!important}
.vf-hic-modern .vf-hic-cost-sharing strong{font-weight:900!important}
.vf-hic-modern .vf-hic-missing{width:16px!important;height:16px!important;font-size:18px!important}
.vf-hic-modern .vf-hic-info-icon{width:12px!important;height:12px!important;margin-left:3px!important}
.vf-hic-modern .vf-hic-info-icon img{width:12px!important;height:12px!important}
.vf-hic-modern .vf-hic-cta-button{min-height:34px!important;padding:7px 9px!important;border-radius:12px!important;font-size:11px!important;line-height:1.15!important}
.vf-hic-modern .vf-hic-mobile-cards{display:none!important}
}
@media(max-width:420px){
.vf-hic-modern{--vf-hic-sticky-width:142px!important;--vf-hic-card-width:158px!important}
.vf-hic-modern .vf-hic-feature-row{font-size:11px!important;padding-left:8px!important;padding-right:8px!important}
.vf-hic-modern .vf-hic-data-cell{font-size:11px!important;padding-left:8px!important;padding-right:8px!important}
.vf-hic-modern .vf-hic-data-cell--productname strong{font-size:12px!important}
}


/* v1.1.2: Resultate bleiben verborgen, bis der Button "Vergleich anzeigen" geklickt wurde */
.vf-hic-modern .vf-hic-results[hidden],
.vf-hic-modern .vf-hic-results[hidden] *,
.vf-hic-modern [hidden].vf-hic-results,
.vf-hic-modern [hidden].vf-hic-results * {
  display: none !important;
  visibility: hidden !important;
  height: 0 !important;
  min-height: 0 !important;
  overflow: hidden !important;
}

@media (max-width: 767px) {
  .vf-hic-modern .vf-hic-results[hidden],
  .vf-hic-modern .vf-hic-results[hidden] *,
  .vf-hic-modern [hidden].vf-hic-results,
  .vf-hic-modern [hidden].vf-hic-results * {
    display: none !important;
    visibility: hidden !important;
    height: 0 !important;
    min-height: 0 !important;
    overflow: hidden !important;
  }
}


/* v1.1.4: einheitliche Selbstbeteiligung-Darstellung */
.vf-hic-modern .vf-hic-cost-stack {
  display: grid !important;
  gap: 3px !important;
  width: 100% !important;
}

.vf-hic-modern .vf-hic-cost-line {
  display: block !important;
  line-height: 1.35 !important;
}

.vf-hic-modern .vf-hic-cost-line strong {
  font-weight: 900 !important;
  color: #1e2823 !important;
}

.vf-hic-modern .vf-hic-cost-none {
  display: inline-block !important;
  font-weight: 700 !important;
  color: #24322b !important;
}


/* v1.1.5: Produkt-Zusatz bei Innova auf neuer Zeile */
.vf-hic-modern .vf-hic-product-subtitle {
  display: block !important;
  margin-top: 3px !important;
  font-size: 0.9em !important;
  font-weight: 700 !important;
  color: #66746d !important;
  line-height: 1.2 !important;
}


/* v1.1.7: verhindert doppelte Selbstbeteiligungs-Texte optisch nicht, Logik in JS normalisiert */
.vf-hic-modern .vf-hic-cost-line {
  word-break: normal !important;
}